To say that Russia is a great paddy power is to claim that our country is the Motherland of elephants. But Krasnodar rice farmers in the current year’s surprise, collecting a record 1 million tons of rice. On your red letter day — a day of rice — they went not somewhere, and in the “Bocharov stream”, to a meeting with Vladimir Putin.
photo: Alexander Chernushenko
During a friendly tea party is one of the rice farmers complained that is credited in four banks. And four, as they say, evils the lesser of 18% in other agencies financing rates for tiller is even higher.
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In fact, the heavy Bank interest – the problem is not only the rice growers, but also growers and breeders, and plant breeders — all “waste water” that from morning till night engaged in import substitution in the agricultural sector of the economy.
– Domestic village is heavily dependent on climatic and biological risks, for this reason, industry revenue is far behind other sectors of the economy. In civilized countries, all agricultural risks kompensiruet special benefits, including low interest rates for a long time.
Our banks want to profit quickly, what is called here and now, specific features are not taken into account. For them the main thing — to return the money. That’s why even at high interest rates still need to manage to take out a loan, not everyone can do it. There is no liquidity, reliable for the Bank’s collateral base, the earth in this capacity is not even considered.
The village is the most vulnerable to this longing of view of the economy, we need to increase the value of rural assets.
How to do it? Recognizing the agricultural land subject of market relations, because the villagers more than almost nothing. For this you need to complete land reform in the country, to enter the land mortgage. In the factory the machine is considered a commodity, and arable land for banks somehow is not. In fact, it’s a car without documents, it will not attach.
In many countries, if a farmer lays his put in the Bank, he is given only the “long money”, a term through which he can repay the loan. In such conditions it is possible to update its tractor fleet, not to think about what would go bankrupt. Our farmers about such an attitude can only dream of.