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Saturday, March 24, 2018

Small business in Russia will pull the Navigator

Russia has launched a business Navigator, which should help potential entrepreneurs to choose the best activity with reference to a specific city, to assess competition, the demand and the size of the investment, pick up the staff and property to rent. According to the head of FNS of Michael mishustina, the main result of this “notion” should be the GDP growth due to the growth of small and medium enterprises (SMEs). It is expected that in three years the number of businesses that have opened using the Navigator will amount to 280 thousand.

photo: Gennady Cherkasov

Now the contribution of small and medium business in the economy of the country less than 20%. To raise this figure to 45%, there are three main mechanisms: growth of the share of SMEs in public procurement 10% to 15%, the start-up of the said business Navigator, well and credit guarantee support for entrepreneurs. If all this can be implemented, the number of people employed in this sector in three years will double from 18 million to 35 million.

The business Navigator posted on the website of SME Corporation”. While it operates in 76 cities of Russia, where more than 250 thousand citizens, but to the end of the year it will start in 169 cities with the population from 100 thousand

A person can choose the region and type of business that interests him. Then on the interactive map indicated a specific place to open a cafe, Laundry, fitness club or avtomasterskaya. The program produces several ready business plans with calculations: the target consumer, product range, staffing with access to a nationwide database of job openings, average check, payback parameters with the horizon up to 5 years and a lot more. Up to opportunities to Federal or regional benefits, the availability of conference facilities, rental rates, list of documents required for opening businesses, information about unfulfilled demand, which refers to the pleased with expensive marketing Analytics.

As stated by the head of SME Corporation Alexander Braverman, the functionality of the Navigator was developed on the basis of data from more than 5,000 real successful businesses. Currently, the database is updated once in two weeks. But in 2017 this figure will be reduced to seven days.

In addition, there are partner banks that are willing to lend to SMEs, including on concessional terms. The essence of one of these programs is as follows. Central Bank lends to banks at 6.5% (recall that key rate is now equal to the 10% MK). Banks when issuing loans to small businesses add 4%, medium enterprises – 3%. SME Corporation for its sponsorship adds another 0.5% and 1 October – 0,1%. The total limit of 125 billion rubles.

Theoretically, the business plan can be calculated independently using posted Excel, but then in the Bank you will most likely be more difficult to defend.

By the way, earlier in August, the tax authorities launched another dual online – the unified register of SMEs. If the company it not registered, will not be able to participate in public procurement.

In addition, in 2016 the micro and small business went to three-year regulatory holidays. Enterprises with revenue of less than 800 million rubles per year and a staff of 100 people should not be subjected to checks, including field. Before, to prove that the company really is “small” it was necessary to collect a large number of references from different institutions. Now it is enough to show an electronic extract from the register.

Finally, the registry in addition to information on turnover and number of employees contains data on what a particular individual entrepreneur, legal entity. Thus, it is easier to find partners or contractors.

According to the unified register now in Russia more than 5.6 million SMEs. Of these, nearly 95% are micro-enterprises with up to 15 people and a turnover of 120 million rubles a year.


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