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Tuesday, December 6, 2016

The funded part of pensions freeze, and scholarships will not increase


The last day of summer officials “delighted” the most vulnerable segments of the population. According to Deputy Prime Minister Olga Golodets, first, the funded part of pensions will again be frozen. Second, to index scholarships this year will not. The first news may not be became a sensation, have already warned officials of different caliber. But the second the news threw a hefty and extremely unpleasant “pig” students. Moreover, on the eve of the new academic year. Recall that in October 2015, former Minister of education Dmitry Livanov promised that student scholarships in 2016 will be indexed by 4%. Moreover, in accordance with the project budget.


photo: Natalia Gubernatorova

Olga Golodets

For the first time contributions of Russians to the funded part of pension was sent to current payments to pensioners in 2014. Then freeze the funded part of pension was extended for 2015 and 2016.

For understanding, every employer must pay monthly to the Pension Fund of the Russian Federation of 22% of payroll. 16% goes to the insurance part, that is, current retirees, and 6% goes to the funded part, in other words, future retirees. Recall that this entire system applies to those born later in 1965.

Why come up with the cumulative part? For two reasons. First: to allow future retirees to save money in order to have decent funds for retirement. For this was created by a non-state accumulative funds, which would help not only to save but also to multiply them.

Those who do not want to give their money to the NPF, began to engage the web.

The second reason for the creation of the funded part of the establishment for States tool of “long and cheap money” that the economy could use in the case of not grasp the investment.

Unfortunately, this mechanism fully and not earned. When 2014 began, the next crisis was that the Pension Fund lacks money. Moreover, the conversations that the funded part of pensions in time altogether abolished.

The prerequisites for this are already there. In 2014 the funded part of pensions in Russia, as they say, “frozen.” Insurance employers ‘ contributions go fully to the distribution part of the pension system of the state. This enabled the government to save part of the budget in the transfer to the Pension Fund.

To “unfreeze” the funded part of pensions promised several times, but, it seems that winter is on the national “pension front of the country continues. As stated on 31 August, Deputy Prime Minister Olga Golodets, the funded part of pensions will once again be frozen because the Pension Fund transfer is not laid in the project of the future budget. “Already the ultimate limits brought, no transfer to the Pension Fund,” — said Golodets. The question will remain whether the freezing of accumulative part of pensions, she said, “Yes.”

However, in fact it was known in advance. The Minister of labour and social protection Maxim Topilin in mid-July said that the current budget projections of the Ministry of Finance in 2017-2019 do not provide for the transfer of Pension Fund transfer.

Maybe not all ordinary, working Russians understand the importance of this decision. The funded part of pensions — is the funds that are set aside “for later”, which will be available, as they say, after a well-deserved rest.

At first glance, while for the state to freeze the accumulative part of pensions is not a tragedy. But, let’s count. Funded part prepares annually up to 400 bln. Three years is about $ 1.2 trillion. Dividing for each employee who is going to retire in the near future, that’s 2-3 thousand per month. The average pension in our country, according to Rosstat, is now not much more than 12 thousand rubles. Approximately 2021, when the time comes to retire. women born in 1965 (only this year has a system of pension savings), the average pension, according to experts, will grow to a maximum of 15 thousand But that’s if you’re lucky. There are elderly people who now get 6-7 thousand rubles. The increase of 2-3 thousand a month would to them good.

However, kill not only roots, but the tops is an everyday practice in our country. Finishing off the pensioners, the government gave a negative category of young people who are on pensions have not thought of.

According to Olga Golodets, the scholarship in this year’s index will not. “This issue is not addressed, we go through our budget and the budget process”, — said Deputy Prime Minister.

But many had hoped. In October 2015, the former Minister of education and science Dmitry Livanov reported that in accordance with the project budget student scholarships will be increased in 2016 by 4%.

Report for statistics, the minimum state academic scholarship in Russia is about 1.3 thousand rubles, maximum — 6 thousand For good students students provided scholarships increased from 5 to 7 thousand, for students in graduate school — from 11 to 14 thousand it is Obvious that every cent counts.

To live on such money, given that many have to pay for living in the dormitory, it is hardly possible. It is normal to dress and eat. Let, 4% is a little. Yes, and study, and work in the current difficult economic conditions need to toughen up and not flushing. But who, then, Russia will educate future experts future or fringe?

Earlier this year, the world Bank made a forecast deterioration of the economic situation, the level of poverty in Russia will soon exceed 15%, and unemployment will reach historic highs. Official statistics confirmed fears of all — to survive in Russia has become really much more difficult.

Well, in that case, does the state pensioners cut rations, and students, the hope of the country, cut back the last penny?

Read the story “Doindeksatsii pensions in 2017 would be unfair for the part of the Russians

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