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Sunday, January 15, 2017

The Ministry of construction has come up with relief for mortgage holders: to pay 3,000 rubles less


Relieve once again the lives of impoverished food was up to the Ministry of construction. The amount of financial assistance that the state will pay the Bank for the debtor, will increase. A list of categories of citizens who are eligible for such aid is expected to increase.


photo: Gennady Cherkasov

New measures of financial support can take advantage of borrowers who find themselves in a difficult financial situation. For them the state will pay the Bank 20% of the debt. Current rules set the threshold at 10%. The new document provides a “ceiling” — 600 thousand roubles for one borrower. However, that amount, as say officials, is enough. According to the Ministry, the average loan amount for the purchase of housing in the country is half a million rubles. 20%, which will make for distressed citizen mortgage Agency, is 330 thousand. As a result, the family will have to pay monthly for the balance of the debt by as much as 3000 rubles less.

In addition, support will be able borrowers, dependent on which there are children under the age of 24. However, this requires that the child has learned in College, College or graduate school full-time. Also the debt relief will be able to count the parents of future doctors, enrolled students in internship.

Moreover, borrowers will not have to spend the family budget for the reference collection. As the authors of the amendments, is now one of the conditions for granting assistance is the presence of a paper that pledged under the mortgage housing is the only. Should such a certificate from the state register of rights to real estate 1500 rubles. Under the new rules instead, you can bring the usual handwritten statement.

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