photo: Gennady Cherkasov
About the new requirements of the Ministry of Finance according to “Kommersant”: now at the opening of any accounts for individuals, banks will be obliged to check whether the client is an individual entrepreneur, which is blocked by the tax authorities.
Read about the unexpected risks of Bank deposits.
However, the validation of this kind will inevitably complicate by itself the account opening procedure. In particular, her banks may require a INN, then to run it through your system on. However, if the client refuses due to various reasons to provide this information, banks can not refuse to open an account. So, argue representatives of the financial community would need to be made, for example, to the SPARK database, which, however, will also require additional time and will cause negative customers”.
Another solution can be an additional item in the questionnaire, where the client has stated that it is not SP locked account. However, some of the responsibility on the Bank still remain, and in the case of quick consumer credit situation for their recipients will be particularly uncomfortable.