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Thursday, December 8, 2016

Gref predicted self-destruct


Head of “Sberbank” German Gref delivered a rousing speech to the graduates of the SKOLKOVO business school. His main idea was that bankers and Bank cards soon, to everyone’s delight, will die, they will be replaced by new technology and automation.


photo: Alexander Astafyev

As part of the lecture with the telling title “Evolve or die” German Gref said a lot of that curious. Perhaps a year in advance.

For a start, he predicted a quick funeral, the current financial structure. “The banking system will become a single level, i.e. the Central Bank — and everything, — explained his idea Gref. We all open accounts in the Central Bank, and then trick. I prepare myself to such a future. I’m not sure on the funeral of the banking system will come a lot of people”.

All the functions carried out now by the bankers, will be automated, replaced by some algorithms. And will not Bank cards, they “kill” the new technology. So, to identify the client we developed methods of scanning the palm of your hand, as well as voice recognition and face.

Don’t forget Herman Gref and the present, adding that, despite the excess money in the banking sector, the demand for loans from domestic business is very low. For its promotion it is necessary to improve the investment climate and system of public administration.

At the beginning of the year the banker offered to the establishment of the government center reform of public administration. It was about the transition from situational model of management assignments for project and task, where the task are selected and the tools for its implementation. Such new methods (Agile, agile management. — “MK”) are already being developed in Norway, New Zealand.

The head of the Association “Electronic money” Victor Dostov believes that in Russia the elements of agile methodologies Аgile partially already implemented or are being implemented: electronic document management, internetization and automation services, including financial. So, administrative overhead and software in the tax area, we do some of the world leaders. Not to forget its principles such as “cooperation with the customer is more important than agreeing the terms of the contract”, are not always suitable for the state.

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